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Your Parent Forgot Their Passwords – Now What?

Updated: Mar 19

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We’ve all been there. Your parent calls, frustrated and confused: "I can’t get into my email." They’ve forgotten their password (again), and now it’s your job to fix it. Maybe they’ve been relying on their phone to autofill passwords. Maybe they’ve scribbled passwords on sticky notes—notes that are long gone. Maybe they’ve been using the same password for everything (dangerous!) and now can’t reset anything. Whatever the case, they’re locked out. And without access, they’re losing control of critical accounts like banking, medical records, even their family photos.


So, what do you do? More importantly- how do you prevent this from happening again?


The Problem: Why This Happens So Often

As we age, managing passwords becomes harder, especially for those who didn’t grow up in the digital world. Many parents fall into these common pitfalls:

  • Relying on autofill: Works great—until they need to log in on a new device or after an update.

  • Writing passwords on paper: Easy to lose, easy to steal, and impossible to organize.

  • Reusing the same weak passwords: A hacker’s dream.

  • Not setting up backup recovery options: No recovery email? No way to reset the password.

  • Using outdated devices: Security updates get skipped, making access even more difficult.


The result? Frustration, lockouts, and an increasing reliance on you to fix it all.


What’s at Risk?

Forgetting a password isn’t just inconvenient- it can cause serious problems:

  • Medical Access: What if they need to check test results or refill a prescription?

  • Financial Accounts: A forgotten banking password can delay important bill payments.

  • Email Lockout: No email access = no way to reset any other passwords.

  • Family Photos & Social Media: Precious memories could be lost forever.

  • Two-Factor Authentication (2FA): If their old phone dies, they may be locked out permanently.


It’s not a matter of if this will happen, it’s a matter of when.


How to Fix This Before It’s Too Late

The best way to handle password lockouts is to prevent them from happening in the first place.


Here’s how:

Step 1: Use a Password Manager

Encourage your parents to use a password manager like 1Password, Bitwarden, or Apple’s iCloud Keychain. These tools securely store all logins in one place and can autofill passwords when needed.

Step 2: Set Up Backup Recovery Options

Make sure they have a recovery email and a trusted contact set up for critical accounts (Google, Apple, banking, etc.). If they get locked out, this is the easiest way to recover access.

Step 3: Organize and Document Important Digital Information

They don’t need to write down passwords, but they do need a secure way to keep track of their digital assets. That’s where my Digital Asset Guide comes in, it walks you through exactly how to set up a secure system for all of this.

Step 4: Ensure Their Devices Are Up to Date

Outdated phones and computers can make it harder to access accounts. Regular updates help prevent unexpected issues.

Step 5: Have "The Talk" About Digital Planning

It’s uncomfortable, but necessary. Just like estate planning, digital planning ensures they—and you—have control over their important accounts when needed.


Final Thoughts: Take Action Today

If your parents rely on you for tech support, you already know how frustrating password lockouts can be. But the truth is, waiting until they forget isn’t a strategy. Taking simple steps today can prevent major headaches tomorrow.


Want a step-by-step guide to securing your family’s digital life? My book will walk you through everything you need to know to protect your parents (and yourself) from digital disasters.


Don’t wait until they get locked out. Take action today. Your future self will thank you.




 
 
 

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